403(b) Simple

We help employees retire better

We Help Employees Retire Better

Healthy retirement plans produce healthy retirement outcomes. We make it easier for employers to sponsor retirement plans and easier for associations to start Association Retirement Plans plus we make it easier for employees to save.

Free Consultation

403(b) Types

There are two types of 403(b) plans

ERISA

An ERISA 403(b) plan has nearly the same regulatory burden as a 401(k) plan.

It is not SIMPLE.

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Non-ERISA

A Non-ERISA 403(b) plan is much easier. It’s the best example of “403b Simple.” Learn More

Church Plans

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We specialize in non-ERISA 403(b) ‘Church Plans’

We understand the nuances of serving the faith community.

We screen funds for a values-based approach to investing.

We have helped multiple ‘Church Plans’ reclassify from ERISA plans to non-ERISA 403(b) Plans.

Diocese

Specialists in serving parishes and Catholic schools throughout the United States

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Christian College

Specialists in serving higher education institutions preparing the next generation in Kingdom service.

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Local Church

Specialists in serving non-profit organizations

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Aggregated Solutions

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Frequently Asked Questions

What is PHD?

PHD stands for Plan Health Design.

Why should I hire a PHD. Retirement Consulting?

PHD. Retirement Consulting helps elevating the fiduciary responsibility of a 403(b) plan and provides employee education to ensure a healthy outcome for the employees and the employers.

What service do you offer?

Fiduciary responsibility, employee education, SmartDollar, etc.

How can PHD. Retirement Consulting benefit my business?

PHD. Retirement Consulting will partner with your business to help your employers provide a healthy retirement plan, to educate employees with saving well and personal finances, etc.

Order the book

Order all of Troy’s books

  • Repurposement

    Troy Redstone’s book Repurposement is about casting a new vision for retirement, about saving and stewardship and how to purposefully handle money for the future, but with a purpose-driven mindset. 

Get In Touch

(844) PHD – 4015

Location

7111 W. 151st Street, Suite 175

Overland Park, KS 66223

Email: 403bsimple@phdfirm.com

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